Winter Heating Cost by State
What it costs to heat a typical home for a whole winter in every state, with five common systems side by side. Heating oil and propane use EIA's weekly state prices for the week of Oct 19, 2026; natural gas and electricity use each state's latest EIA averages.
Formulas shown on this page · Last reviewed October 2026
Winter heating cost by state and fuel
Estimated cost for one heating season. The cheapest option in each state is highlighted. Click a cost to see that fuel's prices in the state. Heating oil and propane are shown only for the 38 states EIA surveys each week.
Prices: heating oil and propane – EIA weekly residential prices, week of Oct 19, 2026 (before taxes); electricity – EIA state residential average, July 2026; natural gas – EIA state residential average, latest full year available (2025 or earlier).
US average: a typical cold-climate home
| System | Cost per million BTU of heat | Winter cost |
|---|---|---|
| Natural gas | $15.57 | $804 |
| Heat pump | $20.64 | $1,066 |
| Propane | $32.67 | $1,687 |
| Heating oil | $52.58 | $2,715 |
| Electric resistance | $53.66 | $2,771 |
Assumptions
- Heat needed: EIA's 2020 Residential Energy Consumption Survey average natural gas space-heating use per gas-heated home in each climate region, times an assumed 85% furnace efficiency to get delivered heat: Cold 51.6 MMBtu; Mixed-humid 37.4 MMBtu; Marine 25.7 MMBtu; Hot-humid 17.7 MMBtu; Dry 16.2 MMBtu.
- Climate per state: the Building America climate region where most of the state's people live (our assignment). Many states span two regions – use the calculator to switch.
- Efficiencies: natural gas furnace 95% AFUE, heating oil 85%, propane 90%, heat pump seasonal COP 2.6 (HSPF2 9), electric resistance COP 1. In very cold weather a standard heat pump runs below its seasonal COP.
- Energy content: heating oil 138,500 BTU/gal, propane 91,452 BTU/gal, natural gas 1,037 BTU per cubic foot (10.37 therms per Mcf), electricity 3,412 BTU/kWh (EIA).
- Prices: state averages, before oil and propane taxes and delivery fees. The electricity month is a summer month, and the gas price is a yearly average including fixed charges, so winter bills can differ.
winter cost = heat needed (MMBtu) × cost per MMBtu of heat
cost per MMBtu = price ÷ (BTU per unit × efficiency) × 1,000,000
More heating tools
- Heating oil prices by state and propane prices by state – this week's price and the cost to fill your tank.
- Natural gas cost by state and electricity cost by state.
- Heat pump vs furnace calculator – enter your own prices and last winter's fuel use.
- Christmas lights cost calculator – what your holiday display adds to the electric bill.
Sources
- EIA Electric Power Monthly, Table 5.6.A (average price of electricity, residential)
- EIA U.S. residential natural gas price ($/Mcf, monthly)
- EIA Heating Oil and Propane Update (weekly residential prices)
- EIA Units and calculators: British thermal units (BTU factors)
- EIA RECS 2020, Table CE5.4 (household natural gas and propane end-use consumption)
- ENERGY STAR: HSPF2 and SEER2 under the M1 test procedure
- EIA natural gas residential price by state (annual)
- DOE Building America climate zones
Frequently asked questions
What is the cheapest way to heat a home this winter?
At current state-average prices, natural gas is cheapest in 43 states, heat pump is cheapest in 8 states (counting DC). For a typical cold-climate home at US averages: natural gas $804, heat pump $1,066, propane $1,687, heating oil $2,715, electric resistance $2,771.
How much does it cost to heat a house in Massachusetts this winter?
For a typical cold-climate home (about 52 million BTU of delivered heat), the estimates are natural gas $1,314, heat pump $1,775, propane $2,296, heating oil $2,682, electric resistance $4,614. Heating oil and propane use EIA's Massachusetts averages for the week of Oct 19, 2026.
Is heating oil or propane cheaper?
Per unit of heat, it depends on the state's prices. In Pennsylvania this week, a typical cold-climate home works out to $2,661 with heating oil vs $1,984 with propane. Propane has less energy per gallon (91,452 vs 138,500 BTU), so compare cost per BTU, not price per gallon.
Why is my real heating bill different?
These are estimates for an average household in each climate region, not your house. Insulation, house size, thermostat setting, the age of your furnace or heat pump, delivery fees and taxes all change the total. Use last winter’s fuel use in the heat pump vs furnace calculator for a closer number.